Affordable Living: A Guide to Rent and Mortgage Assistance for NYC Seniors

In New York City, various programs exist to assist seniors with rent or mortgage payments, ensuring they can maintain affordable housing. Here are some key programs available:

Senior Citizen Rent Increase Exemption (SCRIE)

• Overview: SCRIE helps eligible seniors aged 62 and older by freezing their rent, allowing them to continue paying their current rent even if the landlord increases it. This program is particularly beneficial for those in rent-controlled or rent-stabilized apartments.
• Eligibility: To qualify, seniors must have a combined household income of $50,000 or less and spend more than one-third of their income on rent. They must also be named on the lease of a qualifying rental unit.
• Application Process: Seniors can apply online through the NYC Department of Finance or contact 311 for assistance
• More Information:
  • NYC Department of Finance - SCRIE
  • ACCESS NYC - SCRIE
  • Met Council on Housing - SCRIE

Housing Assistance Programs

• BronxWorks: This organization offers housing specialists who help seniors navigate housing issues, apply for subsidies, and mediate disputes with landlords. They also assist with applications for various benefits and entitlements.
• More Information: Visit the BronxWorks website for details on their services
• NYC Aging's Tenancy and Eviction Support Services (TESS): TESS provides case management and advocacy for older adults facing eviction, helping them resolve housing court cases and maintain their homes.

Affordable Housing Initiatives

• New York Foundation for Senior Citizens (NYFSC): NYFSC manages several subsidized housing developments specifically designed for low-income seniors. They offer enriched housing programs that provide additional services such as case management and social activities.
• More Information: Learn more about their programs on the NYFSC website.
• Seniors First Initiative: Launched by the NYC Department of Housing Preservation and Development (HPD), this initiative focuses on creating affordable housing options for seniors and supporting them in aging in place.

Additional Support Programs

• Home Energy Assistance Program (HEAP): While not directly related to rent or mortgage assistance, HEAP helps low-income seniors pay for heating and cooling costs, which can alleviate some financial burdens associated with housing.
• More Information: Visit the NYC HEAP page for application details.
• School Tax Relief (STAR) Program: This program provides property tax relief to eligible homeowners, including seniors, based on income and residency criteria, making homeownership more affordable.

By utilizing these programs, seniors in NYC can access vital resources to help manage their housing costs effectively. For specific eligibility requirements and application details, it is advisable to contact the respective organizations directly.